Have your private pension reviewed by our Pension Experts, regulated by the Financial Conduct Authority.

Private pensions are generally safe when managed by reputable providers and regulated by authorities such as the Financial Conduct Authority (FCA) in the UK. However, the value can fluctuate based on investment performance, so it’s important to monitor your plan regularly.

In the UK, private pensions are protected by the Pension Protection Fund (PPF) which provides compensation if a defined benefit pension scheme goes bust. Defined contribution schemes have different protections, including regulatory oversight by the FCA.